About us
Consumer lending in the UK is broken.
We're here to fix it.
Open Banking
Using Open Banking we're able to securely review bank transaction data, allowing us to construct a clear view of affordability rather than using your credit score.
Account Actions
We're offering more support for our customers than any other lender. We understand that life isn't always straight forward and your financial situation needs to adapt.
Financial Health
Improving the financial health of our customers is our number one priority. Using your open banking data we're able to identify trends & support you on your lending journey.
An under served population
9m
People rejected for credit last year in the UK
70%
Reduction in defaults vs. traditional lenders
£2.4b
Potentially untapped equity
ABOUT
Our team has over 20+ years experience
With a wealth of experience in Financial Services spanning over 20 years our team are committed to providing exceptional credit products.
With operational experience from the largest banks in the UK we're able to service our customers in the most efficient way possible through our consumer lending brand boro, pronounced 'borrow' launching in 2025.